



Lower Initial Payments: A 3-2-1, 2-1, or 1-0 buydown can reduce your starting mortgage payment and ease the first years of ownership. Use Seller Concessions: Request the seller contribute toward eligible closing costs or a temporary rate buydown as part of your offer. Structure Smart Deals: Compare buydown options, purchase price, cash-to-close, and long-term payment impact with your mortgage professional. Ready to explore your options? Contact Gallegos Logan Group to discuss seller-paid temporary buydowns and a strategy for your Las Vegas home purchase. Visit www.GallegosLoganGroup.com. Subject to guidelines and approval.