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7 Popular Mortgages for First-Time Home Buyers

October 16, 2025

Government-backed mortgage programs help first-time home buyers with benefits like low down payments, rate discounts, and reduced insurance premiums. Popular options include Conventional 97, HomeReady, Home Possible, FHA, USDA, VA, and Fannie Mae HomePath Ready Buyer loans. These cater to various income levels, credit scores, and locations, offering flexible terms and assistance to make homeownership more accessible.

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