2026 Spring Homebuying Survey: Buyers Stop Waiting on Lower Mortgage Rates

A 2026 survey shows fewer homebuyers are waiting for mortgage rates to drop, with 62% waiting compared to 80% in 2025. Many regret delaying purchases as rates are expected to stay above 6%. High prices and limited inventory persist, causing nearly 30% to stretch budgets. Buyers are working extra jobs, using savings, seeking family help, or co-buying with non-partners to afford homes.