Colorado Homeowners Invest in Top-Tier Insurance Protection

Colorado homeowners face some of the highest insurance premiums in the Mountain West, with average costs between $2,000 and $2,499 annually for those with a mortgage. Climate risks like hail and wildfires drive these costs, especially in areas like Denver and Colorado Springs, where a large share of homes are exposed to severe wildfire risk. Rising premiums are impacting homebuying decisions and affordability statewide.