First time California homebuyers can now get $150K for down-payments — but the clock is ticking — slide 1 of 6

First time California homebuyers can now get $150K for down-payments — but the clock is ticking — slide 2 of 6

First time California homebuyers can now get $150K for down-payments — but the clock is ticking — slide 3 of 6

First time California homebuyers can now get $150K for down-payments — but the clock is ticking — slide 4 of 6

First time California homebuyers can now get $150K for down-payments — but the clock is ticking — slide 5 of 6

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First time California homebuyers can now get $150K for down-payments — but the clock is ticking

February 25, 2026

California's Dream For All Shared Appreciation Loan Program offers first-time homebuyers up to 20% of a home's price or $150,000 for down payment or closing costs. The program runs for 20 days and uses a lottery system. Eligibility requires first-generation and first-time buyers, California residency, income limits, and lender pre-approval. Assistance is repaid with a share of home appreciation, recycling funds for future buyers.

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