The tide might be turning for homebuyers in 2026. How buyers and sellers can make real estate work in 2026

U.S. home prices rose modestly in early 2026, signaling a cooling market after years of rapid growth. Median home prices dropped slightly, and housing inventory increased about 20% year-over-year, easing supply constraints. Mortgage rates have declined, improving affordability. Buyers may benefit from these trends, while sellers could face stagnant or falling prices. Homeowners might consider leveraging equity through HELOCs. Real estate investing via fractional ownership offers passive income opportunities amid market uncertainty.