The gap between housing costs and incomes in Ontario is widening, making shelter increasingly unaffordable, especially for disadvantaged groups. Since 2019, rents have risen 14%, or $259 monthly, despite slight decreases in some areas. Many face tough choices like downsizing or relocating far from work or family. Rental demand is declining, with Canada heading toward a slow winter rental market. Average rents vary across communities, reflecting ongoing affordability challenges.