Modular homes in Florida are factory-built to the Florida Building Code and installed on permanent foundations, differing from manufactured homes built to the federal HUD Code. They offer modern design, faster construction, and financing similar to site-built homes. Buyers must ensure land zoning, permits, flood risk, and insurance compliance. Costs include land, foundation, delivery, permits, and utilities. Choosing an experienced builder and confirming local approvals is essential for a successful purchase.