Ontario fell short of its 2025 housing target, recording 65,400 traditional starts, down from 74,600 in 2024. Zoning and building code fragmentation hinder construction, with calls for a unified provincial framework and relaxed rules on housing types and building standards. Despite temporary HST relief on new homes, affordability gains may be short-lived without steady construction. Buyers should plan budgets on current prices and secure mortgage pre-approval.