6 tips for a hassle-free mortgage process

Teaming up with a mortgage lender early in the homebuying process can simplify your journey. Choosing a full-service financial institution offers advantages like a comprehensive view of your finances and access to various products. Local lenders understand the market better, while customer recommendations and personalized guidance are crucial. Look for competitive rates and low fees, and consider features like preapproval. Different mortgage types include fixed-rate, adjustable-rate, FHA, and 0% down options for first-time buyers. Free workshops can also boost your confidence in the process.