How Long to Keep Mortgage Statements

Keep monthly mortgage statements for 1-3 years unless issues arise; annual statements and tax documents for 3-7 years. Retain closing documents, deeds, titles, and mortgage payoff records indefinitely. Hold home inspection reports, seller disclosures, property tax statements, and improvement receipts for several years to support ownership, tax deductions, and capital gains calculations. Store documents securely and dispose of old records by shredding or secure digital deletion.