October Is The Best Time To Buy a House In These Metros—Here's How To Save

Mortgage rates have surpassed 7%, but October offers the best home-buying deals in 16 U.S. metro areas, including Boston, Chicago, and Phoenix. This period sees higher discounts as listings from spring become more negotiable. Buyers can save by being flexible with location and comparing mortgage lenders, as rates and fees vary. Improving credit scores and down payments can also secure better loan terms.